401K Plans
401k plans, as well as other employer sponsored retirement plans, are a great way to grow wealth through your working years. In fact, it’s surprising there’s not full participation in plans where employers match a portion of the employee contribution. After all, why not take advantage of additional complimentary contributions to your retirement plan? Many times, the reason people don’t participate is simply lack of knowledge.
One of the services I provide to my clients is to educate employers on the importance of attracting, retaining, and rewarding quality talent to their company, and a 401k or other retirement plan is the perfect way to do so. I advise on the best 401k plans for small businesses to attract the talent they need. I also meet with each individual participant to ensure their retirement plans are in line with their overall financial plan and every aspect of their financial world is working together to give them maximum benefit.
Together, we evaluate:
If you have 401k investments with a company you no longer work for, I’d like to have a conversation to discuss your options. Often, people leave their retirement benefits with their former employer because they don’t know what to do next. There are many ways to reinvest your money that can make it easier to monitor, provide you with a better return, and make it possible to continue contributing to grow your nest egg.
Let’s sit down and develop a targeted 401k saving strategy to ensure you are invested in a healthy mix of assets to mitigate your risk and maximize your return.
One of the services I provide to my clients is to educate employers on the importance of attracting, retaining, and rewarding quality talent to their company, and a 401k or other retirement plan is the perfect way to do so. I advise on the best 401k plans for small businesses to attract the talent they need. I also meet with each individual participant to ensure their retirement plans are in line with their overall financial plan and every aspect of their financial world is working together to give them maximum benefit.
Together, we evaluate:
- How much to invest
- A strategy to grow your investment level
- Maximizing your employer contribution
- Retirement savings goals
- Mitigating risk
- Investing in a mix of asset types
- Monitoring regularly and adjusting where needed
- 401k contribution limits
If you have 401k investments with a company you no longer work for, I’d like to have a conversation to discuss your options. Often, people leave their retirement benefits with their former employer because they don’t know what to do next. There are many ways to reinvest your money that can make it easier to monitor, provide you with a better return, and make it possible to continue contributing to grow your nest egg.
Let’s sit down and develop a targeted 401k saving strategy to ensure you are invested in a healthy mix of assets to mitigate your risk and maximize your return.
401k Retirement Planning Tools for Individuals
401k Resource Guide
401k Calculator
Retirement Plans FAQs
401k Tools for Businesses
401k Resource Guide
401k Checklist
Types of 401k Plans
401k Resource Guide
401k Calculator
Retirement Plans FAQs
401k Tools for Businesses
401k Resource Guide
401k Checklist
Types of 401k Plans
This material is intended for general public use. By providing this material, Independence Planning Group is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation.
Independence Planning Group is an Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY.
Securities products and advisory services offered through Park Avenue Securities, LLC (PAS), member of FINRA and SIPC.
OSJ: 1767 Sentry Parkway West, Suite 200, Blue Bell, PA 19422 / (267) 468-0822
PAS is an indirect, wholly-owned subsidiary of Guardian. Independence Planning Group is not an affiliate or subsidiary of PAS or Guardian.
Important Disclosures
Please note that "FINRA," "SIPC," and "Important Disclosures" are hyperlinks.
GEAR no. 2017-49172 exp. 11/2019
Independence Planning Group is an Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY.
Securities products and advisory services offered through Park Avenue Securities, LLC (PAS), member of FINRA and SIPC.
OSJ: 1767 Sentry Parkway West, Suite 200, Blue Bell, PA 19422 / (267) 468-0822
PAS is an indirect, wholly-owned subsidiary of Guardian. Independence Planning Group is not an affiliate or subsidiary of PAS or Guardian.
Important Disclosures
Please note that "FINRA," "SIPC," and "Important Disclosures" are hyperlinks.
GEAR no. 2017-49172 exp. 11/2019