Michael A. Waterhouse, Financial Advisor
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Life Insurance

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Unfortunately, life happens; the good times and the bad. We don't always want to think about the worst case scenarios, but planning for a loss of life may be the most important choice you make. 
 
I have conversations with clients that others in the financial industry are not having. That's because I do complete financial planning - considering all aspects of my client's lives.   I leave no rock unturned when we work together - analyzing all aspects of your complete financial portfolio.

I have a strong background in life insurance and can help structure a policy to fit your personal needs. Did you know certain policies may have liquid cash value which exceeds the total amount paid for the policy, and still retains the entire death benefit?  These are the kinds of insights I can bring to the table when evaluating your life insurance needs.
 
Evaluating how much and what type of life insurance you will need can be tricky.  It requires you to take into consideration your family’s financial goals and how your death or the death of your spouse or other key member of the family will affect your earnings, cover debt and expenses and help guarantee the lifestyle they are accustomed to.  I can sit with you to determine your goals, and recommend the right insurance mix to help protect your family.  I can walk you through the available types of life insurance, give you information on whole life insurance and term life insurance, recommend the best options for life insurance for seniors, provide life insurance quotes, and more.
 
Be sure you are talking with someone experienced and educated when discussing an important, sensitive, and difficult topic such as life insurance. I will guide you to the best decision for you and your family.

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Life insurance calculator - determine how much insurance your family will need to cover expense and achieve their financial goals

​Click here for a downloadable life insurance guide to give you a complete overview of life insurance, useful worksheets and more.

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Click for an article I wrote for the Fall issue of Network magazine on the subject of life insurance.
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​Watch this excellent 
video for more information on the topic of life insurance. ​

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 Click here for an article I wrote for the Spring 2021 issue of Network Magazine on how to financially survive Covid-19.

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Location
​​Michael Waterhouse, Financial Advisor
National Financial Network
5000 W. Tilghman St. Suite 230
Allentown, PA 18104
Office: 484-860-3500
Cell: 484-225-3120